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Home Loans

 

 Alan Billington 

mobile: 021 800 105 phone: +64 9 264 1590 fax: +64 9 264 1590

business address: 11 St Maroun Rise, The Gardens, Manurewa Auckland

trading entity: A2B Financial Services Ltd  

 Lending is neither black nor white, nor are two loans the same. As such it's important that you sit down with an experienced mortgage broker who will work closely with you to achieve the best possible result - a home loan that suits your situation.

QUALIFICATIONS

• NZMBA Member
• Over 40 years experience in the finance industry

  Having developed an excellent relationship with a small select network of professionals, along with the major banks and other lenders, enables me to provide you with a "one stop shop" so you can sit back without worry while I organise your home loan for you.

 40 not out

 I have had an extensive and successful career in finance spanning over 40 years (I’m showing my age, although I really only feel 21) and with 34 of those years with a major trading bank (17 as a Bank Manager) I am well equipped to provide the expertise you need regardless of your loan requirements.

Very much a hands-on people-person with a strong passion for helping others, I really enjoy the challenge of starting off with a blank piece of paper and working closely with clients through the lending process to try and achieve a successful outcome - a home loan that's right for that specific situation.

 I take great pride in providing expert advice coupled with prompt and efficient service, and enjoy fostering ongoing relationships with my clients to create wealth. If I don't know the answer to your question I will certainly find out quickly for you.

Having developed an excellent relationship with a small select network of professionals, along with the major banks and other lenders, enables me to provide you with a "one stop shop" so you can sit back without worry while I organise your home loan for you. Just as every human being is different in some way, so too is each home loan application, and it's not simply a case of "ticking a box". It's important that you can deal with someone who can look at your specific situation objectively and reach the right solution.

No loan is too big or too small and I just love those difficult, out-of the-ordinary cases.

RESIDENTIAL AND INVESTMENT LOANS

Whether it be a first home purchase, a refinance, restructure, debt consolidation or an investment property purchase, I have the skills to advise you accordingly and, in particular, structure your loan correctly.

REVIEWING YOUR LOANS

Once our loans are set up we often tend to sit back and "go with the flow". However your circumstances will change regularly, as will the lenders' loan products and criteria. It's important, therefore, that you conduct a complete review of your situation on a regular basis as it could well bring about further rewards for you. Let's look at your position and see if we can make some improvements on your loan structure or interest rate.

BRIDGING AND CONSTRUCTION LOANS

Getting a loan to finance the build of your own home or an investment property can be a little tricky, so a mortgage broker with good knowlege and lender relationships is essential. I work with a range of high quality lenders that may just provide the construction loan answer you are looking for.